The state of Alabama requires its drivers to carry automobile insurance, in order to legally operate a motor vehicle in Alabama. insurancemozo.com understands the value of important information necessary to find the Best Alabama Car Insurance for you.
In Alabama, liability coverage is required by law. The minimum liability amounts for the State of Alabama is 25/50/25.
$25,000 bodily injury liability for one person.
$50,000 for all injuries per accident.
$25,000 total property damage caused by collision per accident.
Alabama currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.
Various kind of car insurance discounts are available and among them few are mentioned here like Accident free discount, Safe driver discount, Good driving discount, Multiple line discount etc. which may be available in Alabama as these discounts may vary from state to state and from provider to provider.
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This coverage may protect the driver when an accident occurs and the other party does not have auto insurance. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Alabama does not currently require this coverage. But it is always advisable to have this insurance cover because if you are hit by an uninsured driver then you may have to pay the bill if you are not covered by the coverage plans.
Yes, Alabama is a tort state, which means that if a driver is at fault, he must pay for the other driver’s medical expenses and any damages done to their vehicle. The other driver may also pursue money for lost wages, as well as pain and suffering. If you do not have insurance the other driver may sue you in court.
Best option to find the cheap Alabama Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.
Here at insurancemozo.com, help you to find the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the outrageous insurance prices when you buy auto insurance in Alabama.
To find the most affordable Alabama Car Insurance, go through the given official website links:
Alabama Department of Insurance: www.aldoi.gov
Alabama official website: www.alabama.gov
Alabama Department of Insurance at:
P O Box 303351
Montgomery, AL 36130-3351
Phone: (334) 269-3550
Fax: (334) 241-4192
Select your city from the list below to find local agents in your city: