Arizona Car Insurance

Like any other state having proper car insurance coverage in Arizona is very important. The state of Arizona requires auto insurance coverage on every motor vehicle driven within the state. understands the value of important information necessary to find the Best Arizona Car Insurance quote for you. The below information will help you find the cheap car insurance in Arizona that fits your needs.

What are the minimum Arizona Car Insurance Requirements?

Minimum liability requirements in Arizona for car insurance are 15/30/10. That means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:

1. Fifteen thousand dollars ($15,000) because of bodily injury to or death of one (1) person in any one (1) accident
2. Thirty thousand dollars ($30,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the fifteen thousand dollar($15,000) per person limit
3. Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident
As you can see, these limits are quite low and you should always consider more coverage than Arizona state minimums.

Is Arizona Tort State?

Arizona is a tort state, which means that if a driver is at fault, he must pay for the other driver’s medical expenses and any damages done to their vehicle. The other driver may also pursue money for lost wages, as well as pain and suffering. If you do not have insurance the other driver may sue you in court.

What kind of car insurance discounts are available in Arizona?

There are always some ways and means by which you can save some money and bring the insurance costs down. helps you to reduce auto insurance premiums and get the maximum discounts possible .

Car insurance discounts available in Arizona are green car discount, good student discount, good driver discount, safety course discount (all links individual discounts) etc.

Please review several discounts available here and ask insurance provider at the time of insurance if you can qualify for one.

Should I buy UM/UIM protection?

The state of Arizona does not currently require this coverage. However on the other hand it is always advisable to have this insurance cover. This is because if you are hit by an uninsured driver even if its their fault you will have to pay the bill if you are not covered by these coverage plans. Thus it is always advisable to prepare for this awkward situation before hand.


Official websites links:

Arizona Department of Insurance.

Arizona Department of Insurance – Consumer Forms, Publications, and Links

Arizona Department of Insurance – Fraud Unit


How do I get a Arizona Car Insurance Quote?

Your best option to find the most affordable car insurance coverage in Arizona is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE cheap auto insurance quotes today.


Arizona Department of Motor Vehicles:

2910 N. 44th Street, Ste. 210 (2nd Floor)

Phoenix, AZ 85018-7269


Car insurance agents in Arizona

Select your city from the list below to find local agents in your city: