It is illegal to drive without car insurance in Colorado. Every driver needs safe, reliable and low-cost auto insurance while driving on Colorado roads. insurancemozo.com understands the value of important information necessary to find the Best Colorado Auto Insurance quotes for you. The below information will help you find the cheapest auto insurance rates in Colorado.
Colorado minimum car insurance requirements are:
Minimum liability requirements in Colorado for car insurance are 25/50/15. That means:
State of Colorado also requires all insurance policies to include $5,000 Medical Payment Coverage to cover injuries resulting from an accident.
However this is optional asyou can always opt out of this coverage by submitting a written refusal of coverage with your insurance company.
Un-insured/under-insured motorist coverage is not necessary in the state of Colorado. However it is always advisable to adopt this insurance to cover expenses that may accumulate from an accident.
Here at insurancemozo.com, we made it our job to find you the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the outrageous insurance prices when you buy auto insurance in Colorado.
All you have to do is to just enter your ZIP code above and get FREE auto insurance quotes today.
Various discounts are available in Colorado such as green car discount, good student discount, good driver discount, safety course discount etc.
Please review several discounts available here and ask insurance provider at the time of insurance if you can qualify for one.
In Colorado Certificates of Self-Insurance are also available to applicants who fulfill the following requirements:
In Colorado instead of purchasing insurance, drivers have the option to use a surety bond or cash deposit as proof of financial responsibility. However they have to fulfill the following requirements.
While driving in Colorado drivers are always advised to carry Insurance Card provided by Insurance company with them. These insurance cards contain the following info:
For drivers who opt for Self Insurance certificates,following information is included in the certificates.
Colorado Division of Insurance – Company or Agent Disciplinary Action Record
Colorado Division of Motor Vehicles – Accident Report
Colorado Division of Insurance -File a Complaint
Colorado Division of Insurance – Company or Agent License Status Verification
Colorado State Department of Regulatory Agencies Division of Insurance
Division of Insurance Commissioner – Jim Riesberg
1560 Broadway, Suite 850
Denver, CO 80202
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