Georgia Car Insurance


Like other states in United States of America, Georgia has its own car insurance rules and regulations. These laws are there to protect drivers on the road. It is illegal to drive without car insurance in Georgia. Every driver needs safe, reliable and low-cost auto insurance while driving on Georgia roads. On average, Georgia is one of the more expensive states to insure an automobile thanks to the large population and moderate vehicle theft and crash rates. Do you want to learn how insurancemozo.com can save you money on your auto insurance in Georgia? At insurancemozo.com we are experts on the Georgia car insurance environment. We understand the value of important information necessary to find the Best Georgia Car Insurance for you. The below information will help you find the cheapest auto insurance rates in Georgia.

What are the minimum Georgia Car Insurance Requirements?

In terms of car insurance, Liability insurance usually includes two types of coverage – property damage liability insurance and bodily injury liability insurance.

The state minimums for liability insurance in the state of Georgia are:

$25,000 per person / 50,000 per accident for injury
$50,000 per person / 100,000 per accident for death
$10,000 for property damage caused by any one accident
$50,000 for basic no-fault insurance
$25,000 per person / 50,000 per accident for uninsured/underinsured motorist
As you can see, these limits are quite low and you should always consider more coverage than state minimums.

Is Georgia No Fault State?

The state of Georgia follows what they call a “no fault” system. This means that if you are involved in an accident, your insurance company will pay for any damages to you, regardless of who is at fault. Simply put, if you get into a car accident in Georgia, your insurance covers you and the other person’s insurance covers them.

In the state of Georgia, you must carry $50,000 minimum in basic no-fault insurance coverage. These no fault laws make it illegal for Georgia drivers to drive without insurance or even have somebody else drive their vehicle without insurance. Penalties for doing can include license suspension, loss of vehicle registration, fines, and/or tickets.

Should I buy Uninsured/Underinsured Motorist (UM/UIM ) protection in Georgia?

Suppose you carry certain car insurance policy and suddenly meet an accident in Georgia. Now what will happen if the other party doesn’t carry car insurance policy? Who will pay for the claims of uninsured party? To cover up such circumstances UM/UIM car insurance protection is there.

Without UM/UIM car insurance protection if you are involved in an accident with somebody who has inadequate insurance you will have to pay all the charges. On the other hand having this car insurance protection means that your insurer will pay all the charges. In Georgia it is compulsory for all drivers to have this car insurance. Uninsured/Underinsured Motorist Coverage is required by law in the state of Georgia in the amount of $25,000 per person or $50,000 per accident for bodily injury.

What kind of Penalties for driving without insurance in Georgia?

As stated above, automobile insurance is required by law in Georgia state. Your insurance company will issue you an identification card that you shall carry with you at all times. If your coverage ends at any time for any reason (payment lapse, etc), your insurance provider is required by law to notify the state.

If you are caught operating an uninsured automobile or if you allow another person to drive your uninsured automobile, your license will be revoked for at least one year. This penalty also applies in the case you are involved in an accident without insurance. In addition to license suspensions, monetary fines and even jail time are given to those caught driving without insurance.

What kinds of car insurance discounts are available in Georgia ?

It is expensive to insure an automobile in Georgia as compared to other states. However that doesn’t mean that there aren’t some ways that can save some money and bring those insurance costs down. insurancemozo.com helps you to reduce insurance premiums and get the maximum discounts possible .

There are various discounts available in Georgia such as Bundle Discount where person bundles multiple cars, home, life and other insurances from same insurer,Safe driver discount,Safety equipment discounts when your car has some security alarm or gps tracking device, new car discount , etc.

Try to leverage any demographic discounts that your car insurance company might offer, including those related to age, marital status, being a student and more. Every insurer has a variety of discounts and rebates that they don’t advertise heavily, which means it becomes customer’s responsibility to find these discounts and take advantage of them. Please review several discounts available here and ask insurance provider at the time of insurance if you can qualify for one.

How do I get a best Car Insurance Quote in Georgia?

Your best option to find the most affordable car insurance coverage in Georgia is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes today.

Car insurance agents in Georgia

Select your city from the list below to find local agents in your city:



-   Acworth Car Insurance Agents
-   Adairsville Car Insurance Agents
-   Adel Car Insurance Agents
-   Ailey Car Insurance Agents
-   Albany Car Insurance Agents
-   Alpharetta Car Insurance Agents
-   Americus Car Insurance Agents
-   Ashburn Car Insurance Agents
-   Athens Car Insurance Agents
-   Atlanta Car Insurance Agents
-   Auburn Car Insurance Agents
-   Augusta Car Insurance Agents
-   Austell Car Insurance Agents
-   Avondale Estates Car Insurance Agents
-   Bainbridge Car Insurance Agents
-   Barnesville Car Insurance Agents
-   Baxley Car Insurance Agents
-   Blackshear Car Insurance Agents
-   Blairsville Car Insurance Agents
-   Blakely Car Insurance Agents
-   Blue Ridge Car Insurance Agents
-   Bonaire Car Insurance Agents
-   Braselton Car Insurance Agents
-   Bremen Car Insurance Agents
-   Brunswick Car Insurance Agents
-   Buchanan Car Insurance Agents
-   Buford Car Insurance Agents
-   Byron Car Insurance Agents
-   Cairo Car Insurance Agents
-   Calhoun Car Insurance Agents
-   Canton Car Insurance Agents
-   Carrollton Car Insurance Agents
-   Cartersville Car Insurance Agents
-   Cedartown Car Insurance Agents
-   Centerville Car Insurance Agents
-   Chatsworth Car Insurance Agents
-   Chickamauga Car Insurance Agents
-   Clarkesville Car Insurance Agents
-   Clarkston Car Insurance Agents
-   Claxton Car Insurance Agents
-   Clayton Car Insurance Agents
-   Cleveland Car Insurance Agents
-   Cochran Car Insurance Agents
-   College Park Car Insurance Agents
-   Colquitt Car Insurance Agents
-   Columbus Car Insurance Agents
-   Commerce Car Insurance Agents
-   Conyers Car Insurance Agents
-   Cordele Car Insurance Agents
-   Cornelia Car Insurance Agents
-   Covington Car Insurance Agents
-   Cumming Car Insurance Agents
-   Dacula Car Insurance Agents
-   Dahlonega Car Insurance Agents
-   Dallas Car Insurance Agents
-   Dalton Car Insurance Agents
-   Danielsville Car Insurance Agents
-   Dawson Car Insurance Agents
-   Dawsonville Car Insurance Agents
-   Decatur Car Insurance Agents
-   Demorest Car Insurance Agents
-   Donalsonville Car Insurance Agents
-   Doraville Car Insurance Agents
-   Douglas Car Insurance Agents
-   Douglasville Car Insurance Agents
-   Dublin Car Insurance Agents
-   Duluth Car Insurance Agents
-   Dunwoody Car Insurance Agents
-   East Ellijay Car Insurance Agents
-   East Point Car Insurance Agents
-   Eastman Car Insurance Agents
-   Eatonton Car Insurance Agents
-   Elberton Car Insurance Agents
-   Ellenwood Car Insurance Agents
-   Ellijay Car Insurance Agents
-   Evans Car Insurance Agents
-   Fairburn Car Insurance Agents
-   Fayetteville Car Insurance Agents
-   Fitzgerald Car Insurance Agents
-   Flintstone Car Insurance Agents
-   Flowery Branch Car Insurance Agents
-   Folkston Car Insurance Agents
-   Forest Park Car Insurance Agents
-   Forsyth Car Insurance Agents
-   Fort Gaines Car Insurance Agents
-   Fort Gillem Car Insurance Agents
-   Fort Oglethorpe Car Insurance Agents
-   Fort Valley Car Insurance Agents
-   Franklin Car Insurance Agents
-   Gainesville Car Insurance Agents
-   Garden City Car Insurance Agents
-   Glennville Car Insurance Agents
-   Gordon Car Insurance Agents
-   Gray Car Insurance Agents
-   Grayson Car Insurance Agents
-   Greensboro Car Insurance Agents
-   Greenville Car Insurance Agents
-   Griffin Car Insurance Agents
-   Grovetown Car Insurance Agents
-   Hamilton Car Insurance Agents
-   Hampton Car Insurance Agents
-   Harlem Car Insurance Agents
-   Hartwell Car Insurance Agents
-   Hazlehurst Car Insurance Agents
-   Hephzibah Car Insurance Agents
-   Hiawassee Car Insurance Agents
-   Hinesville Car Insurance Agents
-   Hiram Car Insurance Agents
-   Jackson Car Insurance Agents
-   Jasper Car Insurance Agents
-   Jefferson Car Insurance Agents
-   Jesup Car Insurance Agents
-   Jonesboro Car Insurance Agents
-   Kennesaw Car Insurance Agents
-   Kingsland Car Insurance Agents
-   La Fayette Car Insurance Agents
-   Lagrange Car Insurance Agents
-   Lavonia Car Insurance Agents
-   Lawrenceville Car Insurance Agents
-   Leesburg Car Insurance Agents
-   Lilburn Car Insurance Agents
-   Lindale Car Insurance Agents
-   Lithia Springs Car Insurance Agents
-   Lithonia Car Insurance Agents
-   Locust Grove Car Insurance Agents
-   Loganville Car Insurance Agents
-   Louisville Car Insurance Agents
-   Lula Car Insurance Agents
-   Lyons Car Insurance Agents
-   Mableton Car Insurance Agents
-   Macon Car Insurance Agents
-   Madison Car Insurance Agents
-   Manchester Car Insurance Agents
-   Marietta Car Insurance Agents
-   Martinez Car Insurance Agents
-   McDonough Car Insurance Agents
-   McRae Car Insurance Agents
-   Metter Car Insurance Agents
-   Milledgeville Car Insurance Agents
-   Millen Car Insurance Agents
-   Monroe Car Insurance Agents
-   Moreland Car Insurance Agents
-   Morrow Car Insurance Agents
-   Moultrie Car Insurance Agents
-   Mt Airy Car Insurance Agents
-   Mt Vernon Car Insurance Agents
-   Nashville Car Insurance Agents
-   Nelson-Tate-Marble Hill Car Insurance Agents
-   Newnan Car Insurance Agents
-   Norcross Car Insurance Agents
-   Oakwood Car Insurance Agents
-   Ocilla Car Insurance Agents
-   Palmetto Car Insurance Agents
-   Peachtree City Car Insurance Agents
-   Pelham Car Insurance Agents
-   Perry Car Insurance Agents
-   Pooler Car Insurance Agents
-   Powder Springs Car Insurance Agents
-   Quitman Car Insurance Agents
-   Reidsville Car Insurance Agents
-   Rex Car Insurance Agents
-   Richmond Hill Car Insurance Agents
-   Rincon Car Insurance Agents
-   Ringgold Car Insurance Agents
-   Riverdale Car Insurance Agents
-   Rochelle Car Insurance Agents
-   Rock Spring Car Insurance Agents
-   Rockmart Car Insurance Agents
-   Rome Car Insurance Agents
-   Rossville Car Insurance Agents
-   Roswell Car Insurance Agents
-   Royston Car Insurance Agents
-   Saint Simons Is Car Insurance Agents
-   Sandersville Car Insurance Agents
-   Sandy Springs Car Insurance Agents
-   Savannah Car Insurance Agents
-   Sharpsburg Car Insurance Agents
-   Smyrna Car Insurance Agents
-   Snellville Car Insurance Agents
-   Social Circle Car Insurance Agents
-   Soperton Car Insurance Agents
-   Springfield Car Insurance Agents
-   St Marys Car Insurance Agents
-   Statesboro Car Insurance Agents
-   Statham Car Insurance Agents
-   Stockbridge Car Insurance Agents
-   Stone Mountain Car Insurance Agents
-   Sugar Hill Car Insurance Agents
-   Summerville Car Insurance Agents
-   Suwanee Car Insurance Agents
-   Swainsboro Car Insurance Agents
-   Sylvania Car Insurance Agents
-   Sylvester Car Insurance Agents
-   Tallapoosa Car Insurance Agents
-   Thomaston Car Insurance Agents
-   Thomasville Car Insurance Agents
-   Thomson Car Insurance Agents
-   Tifton Car Insurance Agents
-   Toccoa Car Insurance Agents
-   Trenton Car Insurance Agents
-   Trion Car Insurance Agents
-   Tucker Car Insurance Agents
-   Tyrone Car Insurance Agents
-   Union City Car Insurance Agents
-   Valdosta Car Insurance Agents
-   Vidalia Car Insurance Agents
-   Vienna Car Insurance Agents
-   Villa Rica Car Insurance Agents
-   Warner Robins Car Insurance Agents
-   Washington Car Insurance Agents
-   Watkinsville Car Insurance Agents
-   Waycross Car Insurance Agents
-   Waynesboro Car Insurance Agents
-   White Car Insurance Agents
-   Winder Car Insurance Agents
-   Winterville Car Insurance Agents
-   Woodbury Car Insurance Agents
-   Woodstock Car Insurance Agents
-   Wrightsville Car Insurance Agents
-   Young Harris Car Insurance Agents
-   Zebulon Car Insurance Agents