Iowa Car Insurance


The state of Iowa requires its drivers to carry automobile insurance, in order to legally operate a motor vehicle in Iowa. It is illegal and unsafe to drive without car insurance. State of Iowa applies car insurance as a form of financial responsibility. insurance.mozo understands the value of important information necessary and to find the Best and most affordable Iowa Car Insurance for you.

What are the minimum Iowa Car Insurance Requirements?

Liability coverage is required by law in the State of Iowa. The minimum liability amounts for the State of Iowa is 20/40/15.

$20,000 bodily injury liability for one person.

$40,000 for all injuries per accident.

$15,000 total property damage per accident.

Iowa currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.

Is Iowa a Tort State?

Yes, Iowa is a tort State. This means that if a driver is found to be at fault in an accident s/he may have to pay the charges for other driver’s medical expenses as well for any damage to his/her vehicle. Second party can also claim money for lost wages and his/her sufferings.

What are the various discounts I can avail in Iowa?

Various kind of car insurance discounts are available and among them few are mentioned here like Vehicle safety discount, Safe driver discount, Good student discount, Multiple automobile discount etc. which may be available in Iowa as these discounts may vary from state to state and from provider to provider. This discount may help you to find the most affordable car insurance in Iowa.

Should I purchase UM/UIM protection?

There are laws in all states for insurance coverage, but there are still some drivers on the roads without adequate coverage .What happened if you have an accident with someone who does not have sufficient money? Who will pay for their claims?

Here UM/UIM (Uninsured/Underinsured Motorist) Coverage policy covers all those matters.

The State of Iowa does not currently require this coverage. However it is always advisable to have this insurance cover because if you are hit by an uninsured driver if he is at fault you may have to pay the bill if you are not covered by these coverage plans.

How do I get a best car Insurance Quote in Iowa?

The best option to find the best and cheap Iowa Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.

Here at insurancemozo.com, help you to find the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the extreme insurance prices when you buy auto insurance in Iowa.

Is PIP (Personal injury protection) required in Iowa?

PIP states that car insurance available in some U.S. states that covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.

The State of Iowa current does not requires drivers to carry PIP insurance.

Official websites links:

To find the most affordable Iowa Car Insurance, go through the given official website links:

Iowa Department of Motor vehicles: www.iowadot.gov/mvd/

Iowa Department of Insurance: www.iid.state.ia.us/.

Iowa official website: www.iowa.gov

Iowa Department of Insurance at:

330 Maple St.
Des Moines, IA 50319-0065
Phone: (877) 955-1212

Car insurance agents in Iowa

Select your city from the list below to find local agents in your city:



-   Akron Car Insurance Agents
-   Albia Car Insurance Agents
-   Algona Car Insurance Agents
-   Altoona Car Insurance Agents
-   Ames Car Insurance Agents
-   Anita Car Insurance Agents
-   Ankeny Car Insurance Agents
-   Arnolds Park Car Insurance Agents
-   Atlantic Car Insurance Agents
-   Avoca Car Insurance Agents
-   Beaver Car Insurance Agents
-   Bedford Car Insurance Agents
-   Bernard Car Insurance Agents
-   Bettendorf Car Insurance Agents
-   Bloomfield Car Insurance Agents
-   Boone Car Insurance Agents
-   Britt Car Insurance Agents
-   Burlington Car Insurance Agents
-   Bussey Car Insurance Agents
-   Calmar Car Insurance Agents
-   Carroll Car Insurance Agents
-   Cedar Falls Car Insurance Agents
-   Cedar Rapids Car Insurance Agents
-   Center Point Car Insurance Agents
-   Centerville Car Insurance Agents
-   Chariton Car Insurance Agents
-   Charles City Car Insurance Agents
-   Cherokee Car Insurance Agents
-   Clarence Car Insurance Agents
-   Clarinda Car Insurance Agents
-   Clarion Car Insurance Agents
-   Clarksville Car Insurance Agents
-   Clear Lake Car Insurance Agents
-   Clinton Car Insurance Agents
-   Clive Car Insurance Agents
-   Coralville Car Insurance Agents
-   Corydon Car Insurance Agents
-   Council Bluffs Car Insurance Agents
-   Cresco Car Insurance Agents
-   Creston Car Insurance Agents
-   Davenport Car Insurance Agents
-   De Witt Car Insurance Agents
-   Decorah Car Insurance Agents
-   Denison Car Insurance Agents
-   Des Moines Car Insurance Agents
-   Donnellson Car Insurance Agents
-   Dubuque Car Insurance Agents
-   Dunlap Car Insurance Agents
-   Dyersville Car Insurance Agents
-   Eagle Grove Car Insurance Agents
-   Eldora Car Insurance Agents
-   Eldridge Car Insurance Agents
-   Elkader Car Insurance Agents
-   Emmetsburg Car Insurance Agents
-   Estherville Car Insurance Agents
-   Fairfield Car Insurance Agents
-   Farley Car Insurance Agents
-   Forest City Car Insurance Agents
-   Fort Dodge Car Insurance Agents
-   Fort Madison Car Insurance Agents
-   Garner Car Insurance Agents
-   Glenwood Car Insurance Agents
-   Glidden Car Insurance Agents
-   Grimes Car Insurance Agents
-   Grinnell Car Insurance Agents
-   Grundy Center Car Insurance Agents
-   Guthrie Center Car Insurance Agents
-   Hampton Car Insurance Agents
-   Harlan Car Insurance Agents
-   Hawarden Car Insurance Agents
-   Hiawatha Car Insurance Agents
-   Hills Car Insurance Agents
-   Holstein Car Insurance Agents
-   Humboldt Car Insurance Agents
-   Independence Car Insurance Agents
-   Indianola Car Insurance Agents
-   Iowa City Car Insurance Agents
-   Iowa Falls Car Insurance Agents
-   Jefferson Car Insurance Agents
-   Johnston Car Insurance Agents
-   Kalona Car Insurance Agents
-   Keokuk Car Insurance Agents
-   Keota Car Insurance Agents
-   Knoxville Car Insurance Agents
-   Lake City Car Insurance Agents
-   Lake View Car Insurance Agents
-   Lamoni Car Insurance Agents
-   Le Mars Car Insurance Agents
-   Manchester Car Insurance Agents
-   Manning Car Insurance Agents
-   Maquoketa Car Insurance Agents
-   Marengo Car Insurance Agents
-   Marion Car Insurance Agents
-   Marshalltown Car Insurance Agents
-   Mason City Car Insurance Agents
-   Mediapolis Car Insurance Agents
-   Middletown Car Insurance Agents
-   Missouri Valley Car Insurance Agents
-   Monroe Car Insurance Agents
-   Monticello Car Insurance Agents
-   Moulton Car Insurance Agents
-   Mt Pleasant Car Insurance Agents
-   Muscatine Car Insurance Agents
-   Nevada Car Insurance Agents
-   New Hampton Car Insurance Agents
-   Newton Car Insurance Agents
-   North Liberty Car Insurance Agents
-   Northwood Car Insurance Agents
-   Oakland Car Insurance Agents
-   Oelwein Car Insurance Agents
-   Ollie Car Insurance Agents
-   Onawa Car Insurance Agents
-   Orange City Car Insurance Agents
-   Osage Car Insurance Agents
-   Osceola Car Insurance Agents
-   Oskaloosa Car Insurance Agents
-   Ottumwa Car Insurance Agents
-   Pella Car Insurance Agents
-   Perry Car Insurance Agents
-   Pleasant Hill Car Insurance Agents
-   Pleasantville Car Insurance Agents
-   Pocahontas Car Insurance Agents
-   Postville Car Insurance Agents
-   Princeton Car Insurance Agents
-   Readlyn Car Insurance Agents
-   Red Oak Car Insurance Agents
-   Rock Rapids Car Insurance Agents
-   Rock Valley Car Insurance Agents
-   Sac City Car Insurance Agents
-   Sheldon Car Insurance Agents
-   Shell Rock Car Insurance Agents
-   Shenandoah Car Insurance Agents
-   Sibley Car Insurance Agents
-   Sidney Car Insurance Agents
-   Sigourney Car Insurance Agents
-   Sioux Center Car Insurance Agents
-   Sioux City Car Insurance Agents
-   Sloan Car Insurance Agents
-   Spencer Car Insurance Agents
-   Spirit Lake Car Insurance Agents
-   Storm Lake Car Insurance Agents
-   Story City Car Insurance Agents
-   Swea City Car Insurance Agents
-   Tipton Car Insurance Agents
-   Toledo Car Insurance Agents
-   Traer Car Insurance Agents
-   Urbandale Car Insurance Agents
-   Van Meter Car Insurance Agents
-   Vinton Car Insurance Agents
-   Wapello Car Insurance Agents
-   Waterloo Car Insurance Agents
-   Waukee Car Insurance Agents
-   Waukon Car Insurance Agents
-   Waverly Car Insurance Agents
-   Webster City Car Insurance Agents
-   Wellman Car Insurance Agents
-   West Burlington Car Insurance Agents
-   West Des Moines Car Insurance Agents
-   West Union Car Insurance Agents
-   Wilton Car Insurance Agents
-   Windsor Heights Car Insurance Agents
-   Winterset Car Insurance Agents