Nevada Car Insurance


It is illegal to drive without car insurance in Nevada. The state of Nevada requires its drivers to carry appropriate amounts of automobile insurance, in order to legally operate a motor vehicle in Nevada. The State of Nevada applies car insurance as a form of financial responsibility. insurancemozo.com understands the value of important information necessary to find the Best Nevada Car Insurance for you.

What are the minimum Nevada Car Insurance Requirements?

The statutory minimum limits of liability insurance in Nevada are 15/30/10 and that mean:

$15,000 liability coverage per person for injury

$30,000 liability coverage per accident for injury

$10,000 for property damage liability (damage to buildings, traffic signs or other party vehicles)

Nevada currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.

Is Nevada a tort State?

Yes, Nevada is a tort State. This means that if a driver is found to be at fault in an accident s/he may have to pay the charges for other driver’s medical expenses as well for any damage to his/her vehicle. Second party can also claim money for lost wages and his/her sufferings.

Is UM/UIM protection required in Nevada?

Some, not all, states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This coverage may protect the driver when an accident occurs and the other party does not have auto insurance.

The State of Nevada does not currently require UM/UIM coverage. However it is always advisable to have this insurance cover because if you are hit by an uninsured driver even if he is at fault you may have to pay the bill if you are not covered by these coverage plans.

What kind of car insurance discounts is available in Nevada?

To find the most affordable car insurance in Nevada, various kind of car insurance discounts are available and among them few are mentioned here like Driver training discount, Good Student discount, Accident free discount, Safe driver discount etc. which may be available in Nevada as these discounts may vary from state to state and from provider to provider.

Should I buy PIP (Personal injury protection)?

PIP stands for personal injury protection which means that car insurance available in some U.S. states that covers medical expenses, funeral expenses, rehabilitation, lost wages and other damage of those injured in an accident, regardless of who is at fault. Passengers who own their own cars collect under their own policies. This type of car insurance coverage varies by state and depends upon policy provisions.

The State of Nevada current does not require drivers to carry PIP insurance.

How do I get a best car Insurance Quote in Nevada?

Your best option to find the best and cheap car insurance coverage in Nevada is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE cheap auto insurance quotes.

Official websites links:

To find the best and cheap Nevada Car Insurance, go through the given official website links:

Nevada Department of Motor vehicles: www.dmvnv.com

Nevada Department of Insurance: www.doi.state.nv.us

Nevada Department of Insurance at:

Carson City Office:
788 Fairview Drive
Suite 300
Carson City, Nevada 89701
Ph: (775) 687-4270

Las Vegas Office:
2501 East Sahara Avenue
Suite 302
Las Vegas, Nevada 89104
Ph: (702) 486-4009

Car insurance agents in Nevada

Select your city from the list below to find local agents in your city: