North Dakota Car Insurance

It is illegal and unsafe to drive without car insurance in North Dakota. Every driver needs safe, reliable and low-cost auto insurance while driving on North Dakota roads. may save you money on your auto insurance because we understand the value of important information necessary to find the Best and most affordable North Dakota Car Insurance for you.

What are the minimum North Dakota Car Insurance Requirements?

Minimum liability requirements in North Dakota for car insurance are 25/50/25. This means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:

$25,000 bodily injury per person.

$50,000 for all injuries per accident.

$25,000 total property damage per accident

North Dakota currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.

Is North Dakota a No fault State?

Yes North Dakota is a “no-fault” state. This means that if you are involved in an accident, your insurance company may pay for any damages to you, regardless of who is at fault.

Should I purchase UM/UIM protection?

There are laws in all states for insurance coverage, but there are still some drivers on the roads without adequate coverage .What happened if you have an accident with someone who does not have sufficient money? Who will pay for their claims?

Here UM/UIM (Uninsured/Underinsured Motorist) Coverage policy may covers all those matters.

The State of North Dakota currently requires both UM and UIM coverage, with a minimum coverage limit of $25,000 per person and $50,000 per accident.

What are the various discounts I can avail in North Dakota?

To find the most affordable car insurance in North Dakota, various kind of car insurance discounts are available and among them few are mentioned here like Good driving discount, Safe driver discount, Good student discount, Accident free discount etc. which may be available in North Dakota as these discounts may vary from state to state and from provider to provider.

Should I buy PIP (Personal injury protection)?

PIP stands for personal injury protection which means that car insurance available in some U.S. states that covers medical expenses, funeral expenses, rehabilitation, lost wages and other damage of those injured in an accident, regardless of who is at fault. Passengers who own their own cars collect under their own policies. This type of car insurance coverage varies by state and depends upon policy provisions.

The State of North Dakota current require drivers to carry PIP insurance with a $30,000 minimum coverage limit.

How do I get a best car Insurance Quote in North Dakota?

Your best option to find the best and cheap car insurance coverage in North Dakota is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE cheap auto insurance quotes.

Official websites links:

To find the best and cheap North Dakota Car Insurance, go through the given official website links:

North Dakota Department of Insurance:

North Dakota Department of Insurance at:

State Capital; Fifth Floor
600 East Boulevard Avenue
Bismarck, ND 58505-0320
Phone: (919) 733-2032

Car insurance agents in North Dakota

Select your city from the list below to find local agents in your city: