Virginia Car Insurance


Like most of the other US states, drivers in Virginia are required to carry basic auto insurance. Virginia has its own car insurance rules and regulations. These laws are there to protect drivers on the road. insurancemozo.com can save you money on your auto insurance in Virginia and understands the value of important information necessary and to find the Best and most affordable Virginia Car Insurance for you.

What are the minimum Virginia Car Insurance Requirements?

Virginia drivers are required to carry a minimum amount of auto insurance coverage. The minimum liability amounts for the State of Virginia is 25/50/20.

$25,000 bodily injury per person.

$50,000 total bodily injury per accident.

$20,000 total property damage per accident.

Virginia currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.

Is Virginia a No fault State?

Virginia is not a no-fault state, so no-fault insurance is not required. This means that if a driver is found to be at fault in an accident s/he may have to pay the charges for other driver’s medical expenses as well for any damage to his/her vehicle. Second party can also claim money for lost wages and his/her sufferings.

Is UM/UIM (Uninsured/Underinsured Motorist) Coverage required in Virginia?

Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This coverage will protect the driver in the event that an accident occurs and the other party does not have auto insurance.

The Commonwealth of Virginia currently requires UM/UIM coverage with the same coverage limits as for the required liability coverage (25/50/20). The $20,000 property damage coverage is subject to a $200 deductible when a loss is caused by a hit-and-run driver who cannot be identified.

What kind of car insurance discounts is available in Virginia?

Various kinds of car insurance discounts are available and among them few are mentioned here like Accident free discount, Drive Safe and save discount, Good driving discount, Student away discounts etc. which may be available in Virginia as these discounts may vary from state to state and from provider to provider. This discount may help you to find the cheapest car insurance in Virginia.

Should I buy PIP (Personal injury protection)?

PIP states that car insurance available in some U.S. states that covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.

The Commonwealth of Virginia current does not require drivers to carry PIP insurance.

How do I get a best car Insurance Quote in Virginia?

The best option to find the best and cheap Virginia Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.

Official websites links:

To find the cheap Virginia Car Insurance, go through the given official website links:

Virginia Department of motor vehicles: www.dmv.state.va.us

Virginia Department of Insurance: www.scc.virginia.gov/boi

Virginia Bureau of Insurance at:

Tyler Building
1300 E. Main St.
Richmond, Virginia 23219
Phone: (800) 552-7945

Car insurance agents in Virginia

Select your city from the list below to find local agents in your city:



-   Abingdon Car Insurance Agents
-   Alexandria Car Insurance Agents
-   Altavista Car Insurance Agents
-   Amherst Car Insurance Agents
-   Annandale Car Insurance Agents
-   Appomattox Car Insurance Agents
-   Arlington Car Insurance Agents
-   Arvonia Car Insurance Agents
-   Ashburn Car Insurance Agents
-   Ashland Car Insurance Agents
-   Baileys Crossroads Car Insurance Agents
-   Barboursville Car Insurance Agents
-   Bassett Car Insurance Agents
-   Bedford Car Insurance Agents
-   Belle Haven Car Insurance Agents
-   Big Stone Gap Car Insurance Agents
-   Blacksburg Car Insurance Agents
-   Blackstone Car Insurance Agents
-   Bland Car Insurance Agents
-   Bloxom Car Insurance Agents
-   Bluefield Car Insurance Agents
-   Boones Mill Car Insurance Agents
-   Bowling Green Car Insurance Agents
-   Bridgewater Car Insurance Agents
-   Bristol Car Insurance Agents
-   Bristow Car Insurance Agents
-   Broadway Car Insurance Agents
-   Buchanan Car Insurance Agents
-   Buena Vista Car Insurance Agents
-   BUFFALO JCT Car Insurance Agents
-   Burke Car Insurance Agents
-   Burkeville Car Insurance Agents
-   Carrollton Car Insurance Agents
-   Cedar Bluff Car Insurance Agents
-   Centreville Car Insurance Agents
-   Chantilly Car Insurance Agents
-   Charlottesville Car Insurance Agents
-   Chase City Car Insurance Agents
-   Chatham Car Insurance Agents
-   Chesapeake Car Insurance Agents
-   Chester Car Insurance Agents
-   Chesterfield Car Insurance Agents
-   Chesterfield Court House Car Insurance Agents
-   Chilhowie Car Insurance Agents
-   Chincoteague Car Insurance Agents
-   Christiansburg Car Insurance Agents
-   Clarksville Car Insurance Agents
-   Clintwood Car Insurance Agents
-   Coeburn Car Insurance Agents
-   Collinsville Car Insurance Agents
-   Colonial Heights Car Insurance Agents
-   Concord Car Insurance Agents
-   Covington Car Insurance Agents
-   Crewe Car Insurance Agents
-   Crozet Car Insurance Agents
-   Culpeper Car Insurance Agents
-   Dahlgren Car Insurance Agents
-   Dale City Car Insurance Agents
-   Danville Car Insurance Agents
-   Dayton Car Insurance Agents
-   Dillwyn Car Insurance Agents
-   Dinwiddie Car Insurance Agents
-   Dublin Car Insurance Agents
-   Dumfries Car Insurance Agents
-   Dunn Loring Car Insurance Agents
-   Elkton Car Insurance Agents
-   Emporia Car Insurance Agents
-   Fairfax Car Insurance Agents
-   Fairfax Station Car Insurance Agents
-   Falls Church Car Insurance Agents
-   Farmville Car Insurance Agents
-   Fieldale Car Insurance Agents
-   Fincastle Car Insurance Agents
-   Floyd Car Insurance Agents
-   Forest Car Insurance Agents
-   Franconia Car Insurance Agents
-   Franklin Car Insurance Agents
-   Fredericksburg Car Insurance Agents
-   Front Royal Car Insurance Agents
-   Gainesville Car Insurance Agents
-   Galax Car Insurance Agents
-   Gate City Car Insurance Agents
-   Glade Spring Car Insurance Agents
-   Glen Allen Car Insurance Agents
-   Gloucester Car Insurance Agents
-   Gloucester Point Car Insurance Agents
-   Goochland Car Insurance Agents
-   Gordonsville Car Insurance Agents
-   Great Falls Car Insurance Agents
-   Gretna Car Insurance Agents
-   Grundy Car Insurance Agents
-   Hampden Sydney Car Insurance Agents
-   Hampton Car Insurance Agents
-   Hardy Car Insurance Agents
-   Harrisonburg Car Insurance Agents
-   Hayes Car Insurance Agents
-   Haymarket Car Insurance Agents
-   Haysi Car Insurance Agents
-   Henrico Car Insurance Agents
-   Herndon Car Insurance Agents
-   Highland Springs Car Insurance Agents
-   Hillsville Car Insurance Agents
-   Honaker Car Insurance Agents
-   Hopewell Car Insurance Agents
-   Hot Springs Car Insurance Agents
-   Independence Car Insurance Agents
-   Jonesville Car Insurance Agents
-   Kenbridge Car Insurance Agents
-   Keysville Car Insurance Agents
-   Kilmarnock Car Insurance Agents
-   King George Car Insurance Agents
-   Lawrenceville Car Insurance Agents
-   Lebanon Car Insurance Agents
-   Leesburg Car Insurance Agents
-   Lexington Car Insurance Agents
-   Locust Grove Car Insurance Agents
-   Lorton Car Insurance Agents
-   Louisa Car Insurance Agents
-   Lovettsville Car Insurance Agents
-   Lovingston Car Insurance Agents
-   Luray Car Insurance Agents
-   Lynchburg Car Insurance Agents
-   Madison Car Insurance Agents
-   Madison Heights Car Insurance Agents
-   Manassas Car Insurance Agents
-   Marion Car Insurance Agents
-   Marshall Car Insurance Agents
-   Martinsville Car Insurance Agents
-   Matoaca Car Insurance Agents
-   McGaheysville Car Insurance Agents
-   McLean Car Insurance Agents
-   Meadows of Dan Car Insurance Agents
-   Mechanicsville Car Insurance Agents
-   Midlothian Car Insurance Agents
-   Mineral Car Insurance Agents
-   Montross Car Insurance Agents
-   Nassawadox Car Insurance Agents
-   New Market Car Insurance Agents
-   Newport News Car Insurance Agents
-   Nokesville Car Insurance Agents
-   Norfolk Car Insurance Agents
-   North Tazewell Car Insurance Agents
-   Norton Car Insurance Agents
-   Oakton Car Insurance Agents
-   Occoquan Car Insurance Agents
-   Onancock Car Insurance Agents
-   Orange Car Insurance Agents
-   Paeonian Springs Car Insurance Agents
-   Palmyra Car Insurance Agents
-   Pearisburg Car Insurance Agents
-   Pennington Gap Car Insurance Agents
-   Petersburg Car Insurance Agents
-   Poquoson Car Insurance Agents
-   Portsmouth Car Insurance Agents
-   Pound Car Insurance Agents
-   Powhatan Car Insurance Agents
-   Prince George Car Insurance Agents
-   Pulaski Car Insurance Agents
-   Radford Car Insurance Agents
-   Reston Car Insurance Agents
-   Richlands Car Insurance Agents
-   Richmond Car Insurance Agents
-   Ridgeway Car Insurance Agents
-   Roanoke Car Insurance Agents
-   Rochelle Car Insurance Agents
-   Rocky Mount Car Insurance Agents
-   Rosslyn Car Insurance Agents
-   Ruckersville Car Insurance Agents
-   Rustburg Car Insurance Agents
-   Saint Paul Car Insurance Agents
-   Salem Car Insurance Agents
-   Saltville Car Insurance Agents
-   Sandston Car Insurance Agents
-   Smithfield Car Insurance Agents
-   South Boston Car Insurance Agents
-   South Hill Car Insurance Agents
-   Springfield Car Insurance Agents
-   St Paul Car Insurance Agents
-   Stafford Car Insurance Agents
-   Staunton Car Insurance Agents
-   Sterling Car Insurance Agents
-   Strasburg Car Insurance Agents
-   Stuart Car Insurance Agents
-   Stuarts Draft Car Insurance Agents
-   Suffolk Car Insurance Agents
-   Tappahannock Car Insurance Agents
-   Tazewell Car Insurance Agents
-   The Plains Car Insurance Agents
-   Timberville Car Insurance Agents
-   Vansant Car Insurance Agents
-   Verona Car Insurance Agents
-   Vienna Car Insurance Agents
-   Vinton Car Insurance Agents
-   Virginia Beach Car Insurance Agents
-   Warrenton Car Insurance Agents
-   Warsaw Car Insurance Agents
-   Waynesboro Car Insurance Agents
-   Weber City Car Insurance Agents
-   Williamsburg Car Insurance Agents
-   Willis Car Insurance Agents
-   Winchester Car Insurance Agents
-   Wirtz Car Insurance Agents
-   Wise Car Insurance Agents
-   Woodbridge Car Insurance Agents
-   Woodford Car Insurance Agents
-   Woodstock Car Insurance Agents
-   Wytheville Car Insurance Agents