Privacy Policy


icarinsurance.org takes your privacy seriously. This privacy policy describes what personal information we collect and how we use it.

Collection & Use of Personal Information :

1. Information you provide:

We will collect and use personal information about you to respond to your request for products and services offered through the Site. Specifically, we collect information provided by you in connection with obtaining quotes for insurance products and services. For example, you will be asked to provide your full name, address, telephone number, email, and other information in order to be matched to insurance carriers and agents who may provide you a quote for their insurance services. This information is necessary to process your application and to contact you if necessary. Once you have entered your name, address and email address your information is then passed onto a third party Insurance Company in order to supply you with a quote that best fits your needs.

2. Cookies:

Like allmodern websites, we use “cookies”. Cookies are small pieces of information that help us know where you are as you browse our site. For example, if you start a quote, and are on step two, we will need a cookie to remember what you filled in on step one. They do not store or transmit any personal information. It allows us to provide you with a customized website visit experience. You may choose to delete cookies according to your browser’s manual. The use of cookies by our partners, affiliates, tracking utility company, service providers is not covered by our privacy.

3. Clear GIFs (Web Beacons/Web Bugs):

We employ a software technology called clear gifs (a.k.a. Web Beacons) that help us better manage content on our site and in our HTML emails by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to any user’s personally identifiable information.

4. Other Information:

Every computer has an IP (Internet Protocol) address. IP addresses of computers used to visit this site are noted. In addition, we automatically collect other information such as browser types, operating systems, and the URL addresses of sites clicked to and from this site.

 

Information Sharing and Disclosure

We share personal information about you under the following circumstances:

1. Insurance Quote Requests:

If you submit a request on the Site for quotes for insurance products or services, we will share the personal information contained in your request form (such as your full name, address, telephone number, email etc.) with third parties, which include insurance agents, insurance carriers, lead aggregators, and other insurance service providers (“Service Providers”) to process and fulfill your request for insurance quotes. In some circumstances, we may obtain additional information about you and/or share that information with Service Providers in our network.If you do not want us to share your personal information with these insurance providers, please do not submit a request for a quote.

2. Aggregated Information:

We share aggregated information (i.e. information about you and other users collectively, but not specifically identifiable to you) with our partners to fulfill applications in certain states which uses shared information to provide auto insurance quotes and policy offerings.

3. Business Transfer:

As with any other business, it is possible that we could in the future enter into a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that we are acquired, customer information will be one of the transferred assets.
We may also disclose your personal information

as required by law, such as to comply with a subpoena, or similar legal process
when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request,
to any other third party with your prior consent to do so.

 

Social Media Widgets

Our Web site includes Social Media Features, such as the Facebook Like button [and Widgets, such as the Share this button or interactive mini-programs that run on our site]. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Links to Third Party Sites

If you click on a link to a third party site, including on an advertisement, you will leave insurancemozo.com and go to the site you selected. Because we cannot control the activities of third parties, we cannot accept responsibility for any use of your personally identifiable information by such third parties, and we cannot guarantee that they will adhere to the same privacy practices as insurancemozo.com. We encourage you to review the privacy statements of any other service provider from whom you request services. If you visit a third party website that is linked to insurancemozo.com, you should read that site’s privacy statement before providing any personally identifiable information.

Children’s Privacy

You must be at least 18 years old to use this website.We do not sell products or services to children under the age of 18. If we become aware that information is or has been submitted by or collected from a child under the age of 18, we will delete this information.

Changes to this Privacy Policy

We reserve the right to make changes to this Privacy Policy at any time. If there are material changes to this Privacy Policy or in how we will use your personal information, we will prominently post notice such changes on the Site. However, we encourage you to periodically review this page for the latest information on our privacy practices.

Agreement

By using the Site, you signify your assent to this Privacy Policy. If you do not agree to this policy, please do not use any portion of the Site. When you request insurance quotes or other information through the Site, you are authorizing us to share information with our business partners, who may contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.

Contact Information

Concerns or questions about this privacy policy can be directed to our contact us page for further clarification.

Updated on September 15, 2013